One loan. More offers. Your choice.
Tell us about the home and loan you want. Mortgage brokers can price your loan details. Compare any offers they send before deciding whom to contact.
Sample View of the Mortgage Rate Exchange
Same $360,000 sample loan · 30-year fixed · 30-day requested lock
| Sample broker | Rate / APR | Monthly P&I | Lender cost / credit | Five-year cost |
|---|---|---|---|---|
| 1B4Sample Broker 4Leads for lowest estimated five-year cost | 6.225%6.336% APR* | $2,211principal & interest | $295Lender cost · Fees $1,095 | $108,853estimated interest + lender cost |
| 2B2Sample Broker 2Illustrative response | 6.250%6.357% APR* | $2,217principal & interest | $545Lender cost · Fees $1,195 | $109,554estimated interest + lender cost |
| 3B1Sample Broker 1Illustrative response | 6.125%6.284% APR* | $2,187principal & interest | $3,675Lender cost · Fees $1,425 · 0.625 points | $110,428estimated interest + lender cost |
| 4B3Sample Broker 3Illustrative response | 6.375%6.448% APR* | $2,246principal & interest | −$405Lender credit · Fees $995 | $110,862estimated interest + lender cost |
Interactive example only. These fixed values are not current rates, available offers, or rate locks. Only the ranking controls change this example.
¹ Five-year cost = interest paid over 60 months + discount points + lender fees − lender credits. It excludes principal, taxes, insurance, mortgage insurance, third-party charges and the time value of money. Negative net lender costs represent a potential credit, subject to allowable closing costs. Monthly P&I includes principal and interest only. *APRs are illustrative, not calculated disclosures; sample broker offers use broker-entered illustrative APRs. These are not available mortgage offers.
The Exchange is open in supported states and participating brokers must complete verification. LenderCity operates the marketplace and does not originate, underwrite, approve or lock loans. Lenny’s comparisons support your decision; they do not approve a loan or guarantee savings.