Monthly principal and interest
See the recurring payment produced by the rate and loan term.
Live, matched mortgage offers
Compare mortgage rates—and the costs behind them.
See offers matched to one scenario, then compare rate, APR, monthly principal and interest, upfront lender cost, and projected cost over your timeline. No name, email, or phone number is required to begin.
Your mortgage scenario
Tell Lenny about the loan you want.
Down payment$100,000 16.7%
Compare the whole offerPAYMENT PRICE BROADER COST YOUR TIMELINE
A lower advertised rate can still be the more expensive choice.
Mortgage pricing moves several levers at once. Lenny keeps payment, APR, points, credits, lender fees, and timeline attached to the same loan scenario.
Upfront lender cost
Points and lender-controlled fees, minus lender credits.
Rate and APR
Use the rate for payment and APR as a signal that finance charges differ.
Projected comparison cost
See whether paying more upfront has enough time to recover.
Wholesale pricing guidanceACCESS DEFINITION CONSUMER PATH
Understand the channel before you compare.
Wholesale mortgage pricing access
See how participating licensed professionals connect eligible scenarios with wholesale channels.
Read the guide →What wholesale rates mean
Understand why wholesale describes a distribution channel, not one universal rate.
Read the definition →How consumers access wholesale pricing
Learn why a participating licensed professional is part of the access path.
See how access works →