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Send it after a buyer receives an offer or asks whether the rate, points, or closing costs make sense.
When a buyer receives a Loan Estimate, share Lenny. The buyer can upload the offer privately and see the disclosed rate, APR, payment, points, credits, lender-controlled costs, and timeline tradeoff in plain English.
See the buyer experienceThe borrower can review an offer without entering a name, email address, or phone number first.
Send it after a buyer receives an offer or asks whether the rate, points, or closing costs make sense.
The document is read on the buyer's device. Missing information remains unconfirmed instead of being treated as zero.
No lender sees the document unless the buyer later chooses to connect and approves what is shared.
The partner source identifies how a visitor found Lenny. It does not change eligibility, pricing, offer order, or Lenny's comparison logic.